AI-native accounting · invite-based

The books do the work.

Let agents do the work. Keep control and see what happened. Give each company’s agent a defined job, explicit permissions and a workflow you can inspect.

2roles in the review workflow
13wkcash projection
Scopedagent permissions
Product preview · Acme Studio LLC · sample data Running
AWS — cloud hosting card ··4921 $1,240.00
BOOKKEEPER6420 · Software & SaaS AUDITORagrees
Bookkeeper & auditor agree — posted to the ledger
05·12AWS — cloud hosting6420 $1,240.00
05·12Delta — SFO→AUS6300 $418.60
05·11WeWork — March6000 $2,150.00
1 held
Uline — packaging · $340.186510 vs 5000 — held for you
Found: R&D credit est. $24,000 · IRC §41 Sample find · citation attached. Review when ready.
13-week cash projection · samplewk 13 · $86.2k
Agent-powered accounting

Let agents do the work. Keep control and see what happened.

Give each company’s agent a defined job and explicit permissions. Inspect supported API/MCP requests, recorded authority and linked accounting changes.

  • You set the authority. Company-specific identities, scopes and owner-controlled autonomy.
  • You can inspect the result. Request outcomes, audit references and redacted details for supported staged transactions.
  • You can resolve uncertainty. Separate a successful retry from a new change, and reconcile unfinished requests.

Coverage is bounded: this is not a record of every browser action, background job or an external agent’s reasoning.

SYNTHETIC EXAMPLEIllustration · not a live activity screen
One transaction. Two requests.
Company
Acme Studio · company A
Actor
Acme bookkeeping agent
Assignment
Stage a $125.00 expense for review
Authority
Read + stage · no posting grant
  1. 10:00:00 → 10:00:01 UTCSucceeded

    transactions.stage creates record TX-001. Request REQ-001 links to change EVT-001.

  2. 10:00:05 → 10:00:06 UTCReplayed

    Identical payload + original retry key returns TX-001. Request REQ-002 adds no new transaction change.

Fictional company, times and shortened IDs. The agent stages a record; it has not posted an expense or moved money.

Why it's unfair

Four advantages your competitors' books don't have.

Not features. Mechanisms. Availability depends on configuration and permissions; you define the work and review exceptions.

BOOKKEEPERposts the entry AUDITORchecks it

AI that audits itself

The Bookkeeper does the books. The Auditor checks it. Agree → it posts. Disagree → review queue. Inspect supported requests and linked accounting changes.

$24,000R&D credit · IRC §41 · sample estimate

Your books find you money

Scans your expenses against a knowledge base of credits, grants, and incentives — R&D, WOTC, §179, energy, state programs — with a dollar estimate and the citation.

Yes — deductible under §179, up to… 26 U.S.C. §179 · TY 2026

Cited tax answers

Ask a tax question. Get an answer grounded in primary law, with linked sources, versioned by tax year. Not chatbot guesses.

Board pack · ready
Cash runway · steady
Risks flagged · 2

A CFO on staff

A board-ready briefing from your live numbers: highlights, risks, cash position — plus a printable board pack and a 13-week cash projection.

How it works

Bring the records. Define the work. Review the outcome.

You bring the numbers in and confirm the picture. Then authorize the work and review its outcomes.

01 You

Connect / import

Bring your transactions and opening balances in. The AI maps your accounts and your history — you confirm the picture.

02 Unfair CPA

The AI runs the books

The Bookkeeper categorizes, reconciles, posts. The configured Auditor checks proposed entries. Posting depends on the workflow, review results and permissions.

03 Unfair CPA

Statements that tie out — and money you're owed

P&L, balance sheet and cash reports reflect recorded work. Plus credits and incentives found in your own spend, with estimates and citations.

Tax intelligence

Ask a tax question. Get an answer you can defend.

Not a chatbot guess — an answer grounded in primary law, with the sources linked and the tax year on the record. And while it answers, it's already scanning your books for money you're owed.

  • Grounded in the Internal Revenue Code, regulations, and rulings — not the open web.
  • Every answer carries its citations and the tax year it applies to.
  • Re-checked when the law changes. Versioned, never stale.
See how tax intelligence works
Product preview · Tax assistant Cited
Q

Can we deduct the espresso machine for the office break room?

A

Generally yes. As ordinary-and-necessary office equipment it can be expensed under §179 in the year placed in service, or deducted through depreciation. Keeping it in a common break area supports the business-use position.

26 U.S.C. §162 · TY 2026 26 U.S.C. §179 · TY 2026
While you were asking, it found · sample
est. $24,000R&D credit · IRC §41 est. $9,600WOTC · IRC §51 §179 expensingflagged on 3 assets
What's inside

The whole finance stack. Running itself.

Accounting workflows share a ledger with database-enforced double-entry and permission checks.

Books that keep themselves

Categorized, reconciled, and checked by an independent auditor — before you ever look.

Money in / money out

Invoices, bills, and payments in one ledger with database-enforced double-entry.

Multi-entity, natively

Run several companies. Consolidated reporting with eliminations — not locked behind a top tier.

Tax intelligence

Embedded, cited, versioned by tax year. Answers grounded in primary law — and credits found in your own spend.

Talk to your books

Ask a question, get an answer from your live numbers — with the working shown.

And more coming — bank feeds, receipt photo capture, outbound email. On the roadmap, not on the box.

Trust

Built like a system of record. Because it is one.

You set the agent’s authority. The server enforces permissions and accounting rules. Inspect supported request and change evidence; browser, background and external activity have separate coverage limits.

001 DB-enforced double-entryDebits equal credits. The database refuses anything else. ENFORCED
002 Immutable, reversal-only ledgerPosted entries are preserved; corrections use reversing entries. ALWAYS ON
003 Supported API/MCP request historyActor, company, operation, timestamps and outcome. LOGGED
004 Strict per-tenant isolationYour data never shares a boundary with anyone else's. ISOLATED
005 Field-level encryption for sensitive IDsSSNs and EINs encrypted at the field, not just the disk. ENCRYPTED
006 Linked accounting change evidenceRedacted staged values; other events may be metadata-only. REVIEWABLE
Compare

They track what happened. This one does the work.

QuickBooks and Xero hand you a ledger to operate. Unfair CPA operates it for you — and includes the things they leave to other tools.

Tax

Embedded, cited to primary law, versioned by tax year

QuickBooks / Xero None — or a separate bolt-on product
Multiple entities

Native consolidation with eliminations, included

QuickBooks / Xero Top tier only, or a paid add-on
The books themselves

A Bookkeeper posts; an independent Auditor checks every entry

QuickBooks / Xero Black-box suggestions you re-check yourself
Security

Every entry lands in an immutable, per-tenant-isolated ledger — supported agent requests and linked changes can be inspected. See audit coverage.

See how we secure your books →
See the full comparison Line by line vs. QuickBooks, Xero, and FreshBooks.
Who it's for

Built for operators with real books.

Agencies

Client money, project margins, and a month-end that closes itself.

Professional-services firms

Utilization, WIP, and cash — briefed to you, not buried in a report you never open.

Multi-entity operators

Every entity, one consolidated view. Eliminations included, not upsold.

Access

Invite-based today.

Request access to discuss your company and workflow. The form lets you ask for access or a demo; it does not create an account.